If you choose either the Gold or the Platinum Plan you will automatically be covered for £25,000.00 Accidental Death Benefit. This is a lump sum payment payable to your beneficiaries named in your will, if you have one, or to your estate beneficiaries in line with the rules of intestacy.

Very often, loved ones are left behind with the burden of having to tidy-up the financial affairs with their own money and this can be a very expensive and highly stressful problem to deal with. The £25,000.00 lump sum should go a long way towards solving such problems and dealing with the loss a bit easier.

Apart from the emotional impact of the loss of a loved one, the financial impact during the first few months of adjusting to a life without them can put people under extraordinary strain and add to their misery. We hope that the £25,000.00 lump sum payment will give you time to make this adjustment painlessly.