The following grids show the cash benefits payable under each of our Silver, Gold and Platinum Plans, together with the premiums payable by you, depending on which age group you fall within. You will see that our plans are very affordable and start from as little as £2.80 per week (£12.13 per month). All premiums are fully inclusive of insurance premium tax (IPT).


Standard Individual Premiums Per Month including insurance premium tax

You can pay either by Credit/Debit Card or by Direct Debit


We pay you for each complete day you spend in hospital as an inpatient.

As long as you are in overnight (24 hours) you will be eligible to make a claim and we will pay you for up to an entire year (365 days on any single period of cover)!!!


The Following Table Shows How Much Each
Plan Type Pays YOU Per Month:

If you’d like to know more or would like to join now, please email your name and a contact telephone number to info@upa.co.uk or call us on our FREEPHONE 0800-010-010 where one of our Customer Care team will be delighted to take your call and answer all your questions.

Remember, United Patients is a Paperless Direct Debit Originator - this means we can set up your Direct Debit over the telephone without the need for any paperwork at all. It is the easiest and most secure way to pay. You are totally protected by the Direct Debit Guarantee : If the amounts to be paid by Direct Debit or the payment dates change, United Patients will notify you normally 10 working days in advance of your account being debited or as otherwise agreed. If an error is made by United Patients or your bank or building society, you are guaranteed a full and immediate refund from your branch of the amount paid.

If any payment is made in error, you should contact your bank or building society who are responsible for giving you a full and immediate refund - even if the original error was made by United Patients.

Direct Debit is one of the safest ways of paying your bills. Fraud rarely occurs because organisations using the Direct Debit Scheme go through a careful vetting process before they're authorised, and are closely monitored by the banking industry. But if money were to be taken from your account fraudulently you'd be protected by the Direct Debit Guarantee, and would be entitled to an immediate refund from your bank or building society. Don't forget, you can cancel a Direct Debit at any time by contacting your bank or building society. We also recommend you notify us at the same time.

 Download Direct Debit Guarantee and Safeguards (96kb)

United Patients are authorised and regulated by The Financial Services Authority