Each year in the UK hundreds of thousands of people die without leaving a will. Many people avoid making a will because they do not like to think about death or leaving loved ones behind. Others do not make a will because they do not know how to go about it, or perhaps have no dealings with solicitors or may be put off by the cost which can often run to hundreds of pounds.

Most people believe, incorrectly, that making a will is not important because they do not have very many possessions of any value. This is not the case - leaving a will can often help the beneficiaries to deal with the loss of a loved one by knowing that they were thought of by that person, even if the items that are left behind are not very valuable.

United Patients operate a home-visiting will-writing service for all its members. An experienced professional will-writer travels to the member's home in order to discuss the will. A detailed, confidential summary of the client's financial circumstances, assets, beneficiaries and tax considerations will be studied. The will-writer will then prepare and send to the member the completed will. This service is completely free of charge to the member and can be exercised at any time during the lifetime of the policy subject to membership lasting a minimum continuous period of one year.




Do you know what happens to your money and personal possessions if you die without making a will? The English Legal system has a complex set of rules to determine what should happen in each case but the above chart summarises the position. Having a professionally drafted will ensures that everything is divided according to your wishes and not just according to the 'rules'. It can also ensure maximum tax-efficiency

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